THE 2028 GLOBAL INTELLIGENCE CRISIS

C
Citrini
citriniresearch.com Saved Sunday, February 22, 2026 Readwise
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Quick Take

This piece models a compelling (if extreme) economic scenario where AI capabilities advance faster than institutions can adapt, creating deflationary spirals in white-collar employment. For Brian, who's building automation tools while working in a sector that could face similar disruption, this provides a framework for thinking about both investment decisions and career positioning. The technical details about coding agents and infrastructure feel realistic enough to take seriously.

Relevant Domains

AI/agents/future of software work - Core thesis about coding agents replacing developers Personal finance/risk/long-term planning - Mortgage crisis, portfolio implications Side projects/automation/earning from skills - Questions about sustainable business models Engineering craft/architecture/productivity - Whether his current skills remain valuable

Key Quotes

Ghost GDP: output that shows up in the national accounts but never circulates through the real economy
Their moats were made of friction. And friction was going to zero.
The companies most threatened by AI became AI's most aggressive adopters

Tags

#ai-displacement #economic-scenarios #fintech-disruption #automation-strategy #career-positioning #technical-architecture #side-projects