"Just use @aave" is a really bad take, made for stupid gullible people who don't like money imo It's like saying just get a mortgage with Wells Fargo at 6%, when there is a 4% offer at Bank of America. The on-chain world offers many arbitrage opportunities, such as the one seen right now between USDC borrow with stETH collteral on @MorphoLabs (at 4%) and @aave (at 6%). Don't just use @aave, be smart and care about money